Cordillera Administrative Region (CAR) Minimum Wage 2026

Wage Order No. CAR-24 applies one uniform daily minimum wage of ₱505 across Abra, Apayao, Benguet, Ifugao, Kalinga, Mountain Province and Baguio City, with no geographic classes, sector distinctions or worker-count thresholds. The ₱35 across-the-board increase over the previous ₱470 rate took effect on 30 December 2025 in a single tranche. The full rate is already in force and no further tranche is scheduled. Daily minimum wage rates, monthly equivalents, full benefits breakdown, and net take-home pay.

Rank #7 of 17 regions
Daily Minimum Wage (Non-Agriculture)
₱505/day
₱13,130.00/month (26 working days)

Daily Minimum Wage Rates by Sector

Per Wage Order No. CAR-24, effective December 30, 2025 (Full rate (single tranche — no staggered implementation)) — Read the official wage order (PDF) →

Sector Daily Rate Monthly (x26)
Non-Agriculture ₱505 ₱13,130.00
Agriculture ₱505 ₱13,130.00
Retail & Service ₱505 ₱13,130.00

Full Rate Breakdown Under WO CAR-24

Every rate set by the current wage order, by sector. Which rate applies depends on where the establishment operates and, in some sectors, how many workers it employs.

Sector Applies To Daily Rate Monthly (x26)
Non-Agriculture All establishments Applies to all minimum wage earners in the private sector regardless of position, designation or status, and irrespective of how wages are paid (WO CAR-24, Sec. 4). ₱505 ₱13,130.00
Agriculture All establishments CAR does not set a separate agriculture rate; the single region-wide rate applies. ₱505 ₱13,130.00
Retail & Service All establishments CAR does not set a separate retail/service or small-establishment rate; the single region-wide rate applies. ₱505 ₱13,130.00
Monthly Take-Home Pay at Minimum Wage
₱11,951.75
out of ₱13,130.00 gross (91.0% take-home rate)

Benefits & Deductions Breakdown

Complete monthly deductions for a non-agriculture minimum wage worker earning ₱13,130.00/month in CAR / Baguio.

Gross Monthly Salary ₱13,130.00
SSS Contribution MSC ₱13,000 · 5% employee share - ₱650.00
PhilHealth Contribution 5% of ₱13,130.00 · 50% employee share - ₱328.25
Pag-IBIG Contribution 2.0% of salary (max P5,000 base) - ₱200.00
Taxable Income ₱11,951.75
Withholding Tax 0% (Tax Exempt) Tax Exempt
Net Take-Home Pay ₱11,951.75

Total Employer Cost

What an employer actually pays for a minimum wage worker in CAR / Baguio:

Employee Salary ₱13,130.00
SSS Employer Share (10%) + ₱1,300.00
PhilHealth Employer Share + ₱328.25
Pag-IBIG Employer Share + ₱200.00
EC (Employees' Compensation) + ₱10.00
Total Employer Cost ₱14,968.25

Annual Summary

Annual Gross ₱157,560.00
Annual Deductions ₱14,139.00
Annual Net Pay ₱143,421.00
13th Month Pay ₱13,130.00

Minimum Wage Comparison: All Regions

How CAR / Baguio compares to all other Philippine regions (non-agriculture daily rates).

# Region Daily Monthly
1 NCR / Metro Manila ₱755 ₱19,630.00
2 Central Luzon ₱600 ₱15,600.00
3 CALABARZON ₱600 ₱15,600.00
4 Western Visayas ₱550 ₱14,300.00
5 Central Visayas ₱540 ₱14,040.00
6 Davao Region ₱540 ₱14,040.00
7 CAR / Baguio ₱505 ₱13,130.00
8 Ilocos Region ₱505 ₱13,130.00
9 Cagayan Valley ₱500 ₱13,000.00
10 Northern Mindanao ₱500 ₱13,000.00
11 Caraga ₱475 ₱12,350.00
12 Eastern Visayas ₱470 ₱12,220.00
13 Zamboanga Peninsula ₱464 ₱12,064.00
14 SOCCSKSARGEN ₱460 ₱11,960.00
15 MIMAROPA ₱455 ₱11,830.00
16 Bicol Region ₱455 ₱11,830.00
17 BARMM ₱436 ₱11,336.00

Frequently Asked Questions

What is the minimum wage in CAR / Baguio in 2026?
Under Wage Order No. CAR-24, effective December 30, 2025, the daily minimum wage in CAR / Baguio is ₱505 for non-agriculture workers, ₱505 for agriculture workers, and ₱505 for retail and service sector workers. The monthly equivalent for non-agriculture is ₱13,130.00 (daily × 26 working days).
What is the net take-home pay at minimum wage in CAR / Baguio?
At the non-agriculture minimum wage of ₱13,130.00/month, the estimated net take-home pay is ₱11,951.75 after deducting SSS (₱650.00), PhilHealth (₱328.25), Pag-IBIG (₱200.00), and withholding tax (₱0.00).
How does CAR / Baguio minimum wage compare to other regions?
CAR / Baguio ranks #7 out of 17 regions in terms of non-agriculture minimum wage. The highest minimum wage is in NCR / Metro Manila at ₱755/day, while the lowest is in BARMM at ₱436/day.
Are minimum wage earners in CAR / Baguio exempt from income tax?
Yes, minimum wage earners in CAR / Baguio are exempt from income tax under the TRAIN Law. However, mandatory contributions to SSS, PhilHealth, and Pag-IBIG totaling ₱1,178.25 per month are still deducted.
What is the total employer cost for minimum wage in CAR / Baguio?
For an employee earning the non-agriculture minimum wage of ₱13,130.00/month, the total employer cost is ₱14,968.25. This includes employer shares for SSS (₱1,300.00), PhilHealth (₱328.25), Pag-IBIG (₱200.00), and EC (₱10.00).
Disclaimer: Wage figures reflect Wage Order No. CAR-24 (effective December 30, 2025); contribution and tax figures use 2026 government-mandated rates. This computation is an estimate — actual wages and deductions vary with the establishment's location, size, sector, allowances, and any wage order amendments or exemptions. Verify with official sources: the wage order itself, NWPC-DOLE, DOLE, SSS, PhilHealth, Pag-IBIG.