SSS Contribution Calculator 2026
Estimate 2026 SSS contributions by member type, including kasambahay rules, self-employed EC and the land-based OFW floor. Check the breakdown before paying.
Last updated:
Uses the contribution schedules effective January 2025, checked September 13, 2026. Estimates do not establish membership, permission to change MSC, or a payment deadline.
Monthly contribution breakdown
- Monthly salary credit
- ₱0
- Employee share, excluding EC
- Employer share, excluding EC
- SS + MPF total, excluding EC
- ₱0
- Of that total: mandatory provident fund (already included)
- ₱0
- EC premium
- ₱0
- Your share including any member-paid EC
- ₱0
- Employer's share including employer-paid EC
- ₱0
- Combined remittance including EC
- ₱0
Confirm the permitted category, MSC and applicable month in your SSS payment reference before paying. This tool does not calculate arrears or penalties.
Choose the correct schedule
SSS publishes separate tables for company employees, household workers, self-employed members, voluntary/non-working spouses and land-based OFWs. The 15% regular SS plus MPF rate does not mean every category has the same minimum or cash payment.
- Company employees: 5% of MSC is employee-paid, 10% employer-paid, plus employer-paid EC. The MSC range is ₱5,000–₱35,000.
- Kasambahay: the household schedule begins at ₱1,000 MSC. Below ₱5,000 actual monthly compensation, the employer pays all SS and EC. At exactly ₱5,000, the employee share is ₱250 and employer share including EC is ₱510.
- Self-employed: full 15% plus EC, with MSC ₱5,000–₱35,000. Minimum remittance is ₱760, not ₱750.
- Voluntary: full 15%, no EC, with permitted MSC ₱5,000–₱35,000. Enter an already permitted MSC; this tool does not decide how much you may increase it.
- Land-based OFW: full 15% under this schedule, no EC, with minimum MSC ₱8,000 (₱1,200). Do not use this category for sea-based employee payroll.
For non-working spouses, ask SSS to determine the applicable MSC under the separate coverage rules; we do not derive it from a spouse's salary here.
Why EC and Pension Booster appear separately
EC is ₱10 where MSC is below ₱15,000 and ₱30 from that MSC for covered employees and self-employed members. At ₱35,000 MSC, regular SS plus MPF is ₱5,250; with EC, remittance is ₱5,280. Voluntary and land-based OFW schedules remain ₱5,250 at that MSC.
The MPF portion on MSC above ₱20,000 is part of the 15%, not an extra charge. A ₱25,000 MSC produces ₱3,750 in SS plus MPF, of which ₱750 is MPF. Current MSC does not establish your historical pension average. See the pension input guide and pension estimator.
Selected company-employee brackets — not the household table
These sample rows exclude EC in the 15% column. The calculator uses the complete schedule. See the 2026 contribution reference for category-specific guidance.
| Compensation range | MSC | Employee, 5% | Employer, 10% | SS + MPF, 15% | Employer EC |
|---|---|---|---|---|---|
| Up to ₱5,249.99 | ₱5,000.00 | ₱250.00 | ₱500.00 | ₱750.00 | ₱10.00 |
| ₱7,250 - ₱7,749.99 | ₱7,500.00 | ₱375.00 | ₱750.00 | ₱1,125.00 | ₱10.00 |
| ₱9,750 - ₱10,249.99 | ₱10,000.00 | ₱500.00 | ₱1,000.00 | ₱1,500.00 | ₱10.00 |
| ₱12,250 - ₱12,749.99 | ₱12,500.00 | ₱625.00 | ₱1,250.00 | ₱1,875.00 | ₱10.00 |
| ₱14,750 - ₱15,249.99 | ₱15,000.00 | ₱750.00 | ₱1,500.00 | ₱2,250.00 | ₱30.00 |
| ₱17,250 - ₱17,749.99 | ₱17,500.00 | ₱875.00 | ₱1,750.00 | ₱2,625.00 | ₱30.00 |
| ₱19,750 - ₱20,249.99 | ₱20,000.00 | ₱1,000.00 | ₱2,000.00 | ₱3,000.00 | ₱30.00 |
| ₱22,250 - ₱22,749.99 | ₱22,500.00 | ₱1,125.00 | ₱2,250.00 | ₱3,375.00 | ₱30.00 |
| ₱24,750 - ₱25,249.99 | ₱25,000.00 | ₱1,250.00 | ₱2,500.00 | ₱3,750.00 | ₱30.00 |
| ₱27,250 - ₱27,749.99 | ₱27,500.00 | ₱1,375.00 | ₱2,750.00 | ₱4,125.00 | ₱30.00 |
| ₱29,750 - ₱30,249.99 | ₱30,000.00 | ₱1,500.00 | ₱3,000.00 | ₱4,500.00 | ₱30.00 |
| ₱32,250 - ₱32,749.99 | ₱32,500.00 | ₱1,625.00 | ₱3,250.00 | ₱4,875.00 | ₱30.00 |
| ₱34,750 and above | ₱35,000.00 | ₱1,750.00 | ₱3,500.00 | ₱5,250.00 | ₱30.00 |