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Make sense of SSS, PhilHealth and Pag-IBIG. Find practical answers, understand what’s changing, and calculate what matters to you.
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The benefits brief
What’s new for members
PhilHealth’s new under-24-hour admission rules: who is covered?
PhilHealth Circular 2026-0013 covers specific short inpatient stays. Understand eligible transfers, exclusions, claims and the September 2026 effectivity rule.
Read the updateSSS LoanLite launches on UnionDigital: what members should check
SSS announced LoanLite on UnionDigital on September 8, 2026. Check loan terms, eligibility, repayment risks and what to review before accepting an offer.
Read the updateLess guesswork, more understanding
Tools for your working life
SSS Contribution
Estimate SSS contributions by member category, with household-worker rules, self-employed EC and separate member/employer totals.
Calculate ↗02Net Pay
Calculate your take-home salary after SSS, PhilHealth, Pag-IBIG, and tax deductions. TRAIN Law rates.
Calculate ↗03PhilHealth
Calculate your monthly PhilHealth contribution. 5% rate with P10,000 floor and P100,000 ceiling, split 50-50.
Calculate ↗04Pag-IBIG MP2
Calculate your MP2 savings growth with compound dividends. 5-year maturity, tax-free returns at ~7% annually.
Calculate ↗05SSS Maternity
Estimate SSS maternity cash benefits using regular salary credits: 105 days for live birth, 120 for qualified solo-parent live birth, or 60 for pregnancy loss.
Calculate ↗06Pag-IBIG Housing Loan
Calculate your maximum Pag-IBIG housing loan amount, monthly amortization, and required income based on current interest rates.
Calculate ↗Start with the essentials
Good questions.
Practical answers.
From checking your contributions to preparing a benefit claim, take the next step with a guide you can follow.
Browse the library →How to Check SSS Contribution Online 2026: View Your Records in My.SSS
Updated Dec 28, 2025 PhilHealthPhilHealth YAKAP Program: 75 Free Medicines & Enhanced Benefits Guide
Updated Dec 27, 2025 Pag-IBIGPag-IBIG MP2 Guide 2026: High-Yield Savings with 7%+ Dividend Rate
Updated Aug 23, 2026 SSSSSS Maternity Benefit: Complete Requirements and Claims Guide
Updated Sep 13, 2026Know who you’re reading
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Pinoy Benefits is an independent publication, not a government agency. Our guides link to official references, explain the limits of estimates, and show when content was updated.