About Pinoy Benefits

Free financial tools and guides built for Filipino workers

Our Mission

Pinoy Benefits was created with one goal: to make government benefit calculations simple and accessible for every Filipino. Whether you're an employee, an OFW, a voluntary member, or an employer, you deserve free tools that help you understand your SSS, Pag-IBIG, and PhilHealth contributions without the confusion.

We believe that financial literacy starts with understanding your own benefits. Our calculators and guides are designed to give you clear, accurate estimates so you can plan your finances with confidence.

What We Offer

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Financial Calculators

Free calculators for SSS contributions, Pag-IBIG loans, PhilHealth premiums, net pay, 13th month pay, overtime, and more. Check each tool’s scope, source references and update date before relying on an estimate.

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In-Depth Guides

Step-by-step guides on topics like how to apply for SSS or Pag-IBIG membership, how to file benefit claims, and how to check your contributions online. Written in clear, easy-to-follow language.

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Career Tools

Resume builder, cover letter generator, and resignation letter templates designed specifically for Filipino professionals.

Our Editorial Standards

Our publication standards require sourcing, worked examples and a separate accuracy review for new articles. Older pages have not all completed that process. These are the standards we work to, not a certification that every page is error-free:

  • Primary references: Rates and eligibility rules should be checked against governing documents from SSS, Pag-IBIG Fund, PhilHealth, and the BIR.
  • Meaningful dates: Dates record publication or substantive changes. They do not imply continuous monitoring or a fresh audit of every older claim.
  • Verification: New articles require a claim-to-source record and a separate accuracy pass. Automated checks catch structural errors, not every factual mistake.
  • Transparency: Estimates are not official benefit decisions. Report unsupported statements or incorrect results through our contact page.

Read our editorial and corrections policy. “Pinoy Benefits Team” is a site byline, not a claim of licensed professional review or agency affiliation.

Privacy First

Calculator inputs and results are processed in your browser rather than submitted to us. Contact messages are different: the information you choose to send is transmitted to our contact service and email provider so we can respond. Analytics, search and anti-spam services also process limited visit information.

For more details, see our Privacy Policy.

Important Disclaimer

Pinoy Benefits is not affiliated with, endorsed by, or connected to the Social Security System (SSS), Pag-IBIG Fund (HDMF), PhilHealth, Bureau of Internal Revenue (BIR), or any other Philippine government agency. Our tools provide estimates for informational purposes only. Always verify with the relevant government agency for official computations.

Read our full Disclaimer for more information.

Get in Touch

Found incorrect information? Have a suggestion for a new calculator or guide? We'd love to hear from you.

Contact Us