Cordillera Administrative Region (CAR) Minimum Wage 2026
Highland region including Baguio City, Benguet, Mountain Province, Ifugao, Kalinga, Apayao, and Abra. Unified daily rate across all sectors. Daily minimum wage rates, monthly equivalents, full benefits breakdown, and net take-home pay.
Rank #7 of 17 regions
Daily Minimum Wage (Non-Agriculture)
₱505/day
₱13,130.00/month (26 working days)
Daily Minimum Wage Rates by Sector
Per WO CAR-24 — View official rates at NWPC-DOLE →
| Sector | Daily Rate | Monthly (x26) |
|---|---|---|
| Non-Agriculture | ₱505 | ₱13,130.00 |
| Agriculture | ₱505 | ₱13,130.00 |
| Retail & Service | ₱505 | ₱13,130.00 |
Monthly Take-Home Pay at Minimum Wage
₱11,951.75
out of ₱13,130.00 gross (91.0% take-home rate)
Benefits & Deductions Breakdown
Complete monthly deductions for a non-agriculture minimum wage worker earning ₱13,130.00/month in CAR / Baguio.
Gross Monthly Salary ₱13,130.00
SSS Contribution
MSC ₱13,000 · 5% employee share - ₱650.00
PhilHealth Contribution
5% of ₱13,130.00 · 50% employee share - ₱328.25
Pag-IBIG Contribution
2.0% of salary (max P5,000 base) - ₱200.00
Taxable Income ₱11,951.75
Withholding Tax
0% (Tax Exempt) Tax Exempt
Net Take-Home Pay ₱11,951.75
Total Employer Cost
What an employer actually pays for a minimum wage worker in CAR / Baguio:
Employee Salary ₱13,130.00
SSS Employer Share (10%) + ₱1,300.00
PhilHealth Employer Share + ₱328.25
Pag-IBIG Employer Share + ₱200.00
EC (Employees' Compensation) + ₱10.00
Total Employer Cost ₱14,968.25
Annual Summary
Annual Gross ₱157,560.00
Annual Deductions ₱14,139.00
Annual Net Pay ₱143,421.00
13th Month Pay ₱13,130.00
Minimum Wage Comparison: All Regions
How CAR / Baguio compares to all other Philippine regions (non-agriculture daily rates).
| # | Region | Daily | Monthly |
|---|---|---|---|
| 1 | NCR / Metro Manila | ₱695 | ₱18,070.00 |
| 2 | Central Luzon | ₱600 | ₱15,600.00 |
| 3 | CALABARZON | ₱600 | ₱15,600.00 |
| 4 | Western Visayas | ₱550 | ₱14,300.00 |
| 5 | Central Visayas | ₱540 | ₱14,040.00 |
| 6 | Davao Region | ₱540 | ₱14,040.00 |
| 7 | CAR / Baguio | ₱505 | ₱13,130.00 |
| 8 | Ilocos Region | ₱505 | ₱13,130.00 |
| 9 | Cagayan Valley | ₱500 | ₱13,000.00 |
| 10 | Northern Mindanao | ₱500 | ₱13,000.00 |
| 11 | Caraga | ₱475 | ₱12,350.00 |
| 12 | Eastern Visayas | ₱470 | ₱12,220.00 |
| 13 | Zamboanga Peninsula | ₱464 | ₱12,064.00 |
| 14 | SOCCSKSARGEN | ₱460 | ₱11,960.00 |
| 15 | MIMAROPA | ₱455 | ₱11,830.00 |
| 16 | Bicol Region | ₱435 | ₱11,310.00 |
| 17 | BARMM | ₱411 | ₱10,686.00 |
Frequently Asked Questions
What is the minimum wage in CAR / Baguio in 2026?
The 2026 daily minimum wage in CAR / Baguio is ₱505 for non-agriculture workers, ₱505 for agriculture workers, and ₱505 for retail and service sector workers. The monthly equivalent for non-agriculture is ₱13,130.00 (daily × 26 working days).
What is the net take-home pay at minimum wage in CAR / Baguio?
At the non-agriculture minimum wage of ₱13,130.00/month, the estimated net take-home pay is ₱11,951.75 after deducting SSS (₱650.00), PhilHealth (₱328.25), Pag-IBIG (₱200.00), and withholding tax (₱0.00).
How does CAR / Baguio minimum wage compare to other regions?
CAR / Baguio ranks #7 out of 17 regions in terms of non-agriculture minimum wage. The highest minimum wage is in NCR / Metro Manila at ₱695/day, while the lowest is in BARMM at ₱411/day.
Are minimum wage earners in CAR / Baguio exempt from income tax?
Yes, minimum wage earners in CAR / Baguio are exempt from income tax under the TRAIN Law. However, mandatory contributions to SSS, PhilHealth, and Pag-IBIG totaling ₱1,178.25 per month are still deducted.
What is the total employer cost for minimum wage in CAR / Baguio?
For an employee earning the non-agriculture minimum wage of ₱13,130.00/month, the total employer cost is ₱14,968.25. This includes employer shares for SSS (₱1,300.00), PhilHealth (₱328.25), Pag-IBIG (₱200.00), and EC (₱10.00).
Disclaimer: This computation is an estimate based on 2026 government-mandated rates and the latest DOLE wage orders.
Actual wages and deductions may vary based on specific employment arrangements, allowances, and wage order amendments.
Verify with official sources:
NWPC-DOLE,
DOLE,
SSS,
PhilHealth,
Pag-IBIG.