BPO

Virtual Assistant Salary & Benefits Breakdown Philippines (2026)

Provides remote administrative, technical, or creative assistance to clients, often for international companies.

Typical monthly salary range: ₱15,000₱45,000

Monthly Net Pay by Experience Level

Entry-Level ₱15,000/mo
Net Pay ₱13,675.00
SSS -₱750.00
PhilHealth -₱375.00
Pag-IBIG -₱200.00
Tax Exempt
Mid-Level ₱25,000/mo
Net Pay ₱22,611.20
SSS -₱1,250.00
PhilHealth -₱625.00
Pag-IBIG -₱200.00
Tax -₱313.80
Senior-Level ₱45,000/mo
Net Pay ₱38,331.60
SSS -₱1,750.00
PhilHealth -₱1,125.00
Pag-IBIG -₱200.00
Tax -₱3,593.40

Side-by-Side Comparison

Item Entry-Level Mid-Level Senior-Level
Gross Salary ₱15,000.00 ₱25,000.00 ₱45,000.00
SSS (Employee) ₱750.00 ₱1,250.00 ₱1,750.00
SSS MSC Bracket ₱15,000 ₱25,000 ₱35,000
PhilHealth (Employee) ₱375.00 ₱625.00 ₱1,125.00
Pag-IBIG (Employee) ₱200.00 ₱200.00 ₱200.00
Withholding Tax Exempt ₱313.80 ₱3,593.40
Total Deductions ₱1,325.00 ₱2,388.80 ₱6,668.40
Net Take-Home Pay ₱13,675.00 ₱22,611.20 ₱38,331.60
Employer Total Cost ₱17,105.00 ₱28,355.00 ₱49,855.00
Annual Net Pay ₱164,100.00 ₱271,334.40 ₱459,979.20
13th Month Pay ₱15,000.00 ₱25,000.00 ₱45,000.00

Detailed Breakdown: Virtual Assistant at ₱25,000/month

Here is the full deductions breakdown for the median Virtual Assistant salary of ₱25,000.00 per month:

Gross Monthly Salary ₱25,000.00
SSS Contribution MSC ₱25,000 · 5% employee share - ₱1,250.00
PhilHealth Contribution 5% of ₱25,000.00 · 50% employee share - ₱625.00
Pag-IBIG Contribution 2.0% of salary (max P5,000 base) - ₱200.00
Taxable Income ₱22,925.00
Withholding Tax 15% bracket - ₱313.80
Net Take-Home Pay ₱22,611.20

Annual Earnings Summary

Annual projections for each experience level, including the mandatory 13th month pay:

Entry-Level
Annual Net ₱164,100
13th Month ₱15,000
Total Annual ₱179,100
Mid-Level
Annual Net ₱271,334
13th Month ₱25,000
Total Annual ₱296,334
Senior-Level
Annual Net ₱459,979
13th Month ₱45,000
Total Annual ₱504,979

Frequently Asked Questions

How much does a Virtual Assistant earn in the Philippines in 2026?
A Virtual Assistant in the Philippines typically earns between ₱15,000 and ₱45,000 per month, with a median salary of around ₱25,000. Actual pay varies by experience, location, and company size.
What is the net take-home pay for a Virtual Assistant?
After SSS, PhilHealth, Pag-IBIG, and withholding tax deductions, a Virtual Assistant takes home approximately ₱13,675.00 (entry-level) to ₱38,331.60 (senior-level) per month.
How much SSS contribution does a Virtual Assistant pay?
Based on the 2026 SSS contribution table, a Virtual Assistant pays between ₱750.00 (at ₱15,000 salary, MSC ₱15,000) and ₱1,750.00 (at ₱45,000 salary, MSC ₱35,000) per month.
Is a Virtual Assistant salary taxable in the Philippines?
At the entry-level salary of ₱15,000, a Virtual Assistant is tax exempt under the TRAIN Law. At the mid-level salary of ₱25,000, the monthly tax is ₱313.80.
What is the total employer cost for hiring a Virtual Assistant?
The total employer cost for a Virtual Assistant ranges from ₱17,105.00 (entry-level at ₱15,000) to ₱49,855.00 (senior-level at ₱45,000). This includes the base salary plus employer shares of SSS, PhilHealth, Pag-IBIG, and EC contributions.
Disclaimer: Salary figures are approximate ranges based on industry surveys and job market data. Deductions are computed using 2026 government-mandated rates. Actual compensation may vary based on location, company, experience, and specific employment terms. Verify with official sources: SSS, PhilHealth, Pag-IBIG, BIR.