Teacher Salary & Benefits Breakdown Philippines (2026)
Educates students in public or private schools. Public school teachers start at Salary Grade 11.
Typical monthly salary range: ₱18,000 – ₱42,000
Monthly Net Pay by Experience Level
Entry-Level ₱18,000/mo
Net Pay ₱16,450.00
SSS -₱900.00
PhilHealth -₱450.00
Pag-IBIG -₱200.00
Tax Exempt
Mid-Level ₱27,000/mo
Net Pay ₱24,183.70
SSS -₱1,350.00
PhilHealth -₱675.00
Pag-IBIG -₱200.00
Tax -₱591.30
Senior-Level ₱42,000/mo
Net Pay ₱35,991.60
SSS -₱1,750.00
PhilHealth -₱1,050.00
Pag-IBIG -₱200.00
Tax -₱3,008.40
Side-by-Side Comparison
| Item | Entry-Level | Mid-Level | Senior-Level |
|---|---|---|---|
| Gross Salary | ₱18,000.00 | ₱27,000.00 | ₱42,000.00 |
| SSS (Employee) | ₱900.00 | ₱1,350.00 | ₱1,750.00 |
| SSS MSC Bracket | ₱18,000 | ₱27,000 | ₱35,000 |
| PhilHealth (Employee) | ₱450.00 | ₱675.00 | ₱1,050.00 |
| Pag-IBIG (Employee) | ₱200.00 | ₱200.00 | ₱200.00 |
| Withholding Tax | Exempt | ₱591.30 | ₱3,008.40 |
| Total Deductions | ₱1,550.00 | ₱2,816.30 | ₱6,008.40 |
| Net Take-Home Pay | ₱16,450.00 | ₱24,183.70 | ₱35,991.60 |
| Employer Total Cost | ₱20,480.00 | ₱30,605.00 | ₱46,780.00 |
| Annual Net Pay | ₱197,400.00 | ₱290,204.40 | ₱431,899.20 |
| 13th Month Pay | ₱18,000.00 | ₱27,000.00 | ₱42,000.00 |
Detailed Breakdown: Teacher at ₱27,000/month
Here is the full deductions breakdown for the median Teacher salary of ₱27,000.00 per month:
Gross Monthly Salary ₱27,000.00
SSS Contribution
MSC ₱27,000 · 5% employee share - ₱1,350.00
PhilHealth Contribution
5% of ₱27,000.00 · 50% employee share - ₱675.00
Pag-IBIG Contribution
2.0% of salary (max P5,000 base) - ₱200.00
Taxable Income ₱24,775.00
Withholding Tax
15% bracket - ₱591.30
Net Take-Home Pay ₱24,183.70
Annual Earnings Summary
Annual projections for each experience level, including the mandatory 13th month pay:
Entry-Level
Annual Net ₱197,400
13th Month ₱18,000
Total Annual ₱215,400
Mid-Level
Annual Net ₱290,204
13th Month ₱27,000
Total Annual ₱317,204
Senior-Level
Annual Net ₱431,899
13th Month ₱42,000
Total Annual ₱473,899
Frequently Asked Questions
How much does a Teacher earn in the Philippines in 2026?
A Teacher in the Philippines typically earns between ₱18,000 and ₱42,000 per month, with a median salary of around ₱27,000. Actual pay varies by experience, location, and company size.
What is the net take-home pay for a Teacher?
After SSS, PhilHealth, Pag-IBIG, and withholding tax deductions, a Teacher takes home approximately ₱16,450.00 (entry-level) to ₱35,991.60 (senior-level) per month.
How much SSS contribution does a Teacher pay?
Based on the 2026 SSS contribution table, a Teacher pays between ₱900.00 (at ₱18,000 salary, MSC ₱18,000) and ₱1,750.00 (at ₱42,000 salary, MSC ₱35,000) per month.
Is a Teacher salary taxable in the Philippines?
At the entry-level salary of ₱18,000, a Teacher is tax exempt under the TRAIN Law. At the mid-level salary of ₱27,000, the monthly tax is ₱591.30.
What is the total employer cost for hiring a Teacher?
The total employer cost for a Teacher ranges from ₱20,480.00 (entry-level at ₱18,000) to ₱46,780.00 (senior-level at ₱42,000). This includes the base salary plus employer shares of SSS, PhilHealth, Pag-IBIG, and EC contributions.
Disclaimer: Salary figures are approximate ranges based on industry surveys and job market data.
Deductions are computed using 2026 government-mandated rates. Actual compensation may vary based on location,
company, experience, and specific employment terms. Verify with official sources:
SSS,
PhilHealth,
Pag-IBIG,
BIR.