Financial Analyst Salary & Benefits Breakdown Philippines (2026)
Analyzes financial data and market trends to guide investment and business decisions.
Typical monthly salary range: ₱25,000 – ₱60,000
Monthly Net Pay by Experience Level
Entry-Level ₱25,000/mo
Net Pay ₱22,611.20
SSS -₱1,250.00
PhilHealth -₱625.00
Pag-IBIG -₱200.00
Tax -₱313.80
Mid-Level ₱38,000/mo
Net Pay ₱32,871.60
SSS -₱1,750.00
PhilHealth -₱950.00
Pag-IBIG -₱200.00
Tax -₱2,228.40
Senior-Level ₱60,000/mo
Net Pay ₱50,031.60
SSS -₱1,750.00
PhilHealth -₱1,500.00
Pag-IBIG -₱200.00
Tax -₱6,518.40
Side-by-Side Comparison
| Item | Entry-Level | Mid-Level | Senior-Level |
|---|---|---|---|
| Gross Salary | ₱25,000.00 | ₱38,000.00 | ₱60,000.00 |
| SSS (Employee) | ₱1,250.00 | ₱1,750.00 | ₱1,750.00 |
| SSS MSC Bracket | ₱25,000 | ₱35,000 | ₱35,000 |
| PhilHealth (Employee) | ₱625.00 | ₱950.00 | ₱1,500.00 |
| Pag-IBIG (Employee) | ₱200.00 | ₱200.00 | ₱200.00 |
| Withholding Tax | ₱313.80 | ₱2,228.40 | ₱6,518.40 |
| Total Deductions | ₱2,388.80 | ₱5,128.40 | ₱9,968.40 |
| Net Take-Home Pay | ₱22,611.20 | ₱32,871.60 | ₱50,031.60 |
| Employer Total Cost | ₱28,355.00 | ₱42,680.00 | ₱65,230.00 |
| Annual Net Pay | ₱271,334.40 | ₱394,459.20 | ₱600,379.20 |
| 13th Month Pay | ₱25,000.00 | ₱38,000.00 | ₱60,000.00 |
Detailed Breakdown: Financial Analyst at ₱38,000/month
Here is the full deductions breakdown for the median Financial Analyst salary of ₱38,000.00 per month:
Gross Monthly Salary ₱38,000.00
SSS Contribution
MSC ₱35,000 · 5% employee share - ₱1,750.00
PhilHealth Contribution
5% of ₱38,000.00 · 50% employee share - ₱950.00
Pag-IBIG Contribution
2.0% of salary (max P5,000 base) - ₱200.00
Taxable Income ₱35,100.00
Withholding Tax
20% bracket - ₱2,228.40
Net Take-Home Pay ₱32,871.60
Annual Earnings Summary
Annual projections for each experience level, including the mandatory 13th month pay:
Entry-Level
Annual Net ₱271,334
13th Month ₱25,000
Total Annual ₱296,334
Mid-Level
Annual Net ₱394,459
13th Month ₱38,000
Total Annual ₱432,459
Senior-Level
Annual Net ₱600,379
13th Month ₱60,000
Total Annual ₱660,379
Frequently Asked Questions
How much does a Financial Analyst earn in the Philippines in 2026?
A Financial Analyst in the Philippines typically earns between ₱25,000 and ₱60,000 per month, with a median salary of around ₱38,000. Actual pay varies by experience, location, and company size.
What is the net take-home pay for a Financial Analyst?
After SSS, PhilHealth, Pag-IBIG, and withholding tax deductions, a Financial Analyst takes home approximately ₱22,611.20 (entry-level) to ₱50,031.60 (senior-level) per month.
How much SSS contribution does a Financial Analyst pay?
Based on the 2026 SSS contribution table, a Financial Analyst pays between ₱1,250.00 (at ₱25,000 salary, MSC ₱25,000) and ₱1,750.00 (at ₱60,000 salary, MSC ₱35,000) per month.
Is a Financial Analyst salary taxable in the Philippines?
Yes, a Financial Analyst pays withholding tax ranging from ₱313.80/month (entry-level) to ₱6,518.40/month (senior-level) based on the TRAIN Law tax brackets.
What is the total employer cost for hiring a Financial Analyst?
The total employer cost for a Financial Analyst ranges from ₱28,355.00 (entry-level at ₱25,000) to ₱65,230.00 (senior-level at ₱60,000). This includes the base salary plus employer shares of SSS, PhilHealth, Pag-IBIG, and EC contributions.
Disclaimer: Salary figures are approximate ranges based on industry surveys and job market data.
Deductions are computed using 2026 government-mandated rates. Actual compensation may vary based on location,
company, experience, and specific employment terms. Verify with official sources:
SSS,
PhilHealth,
Pag-IBIG,
BIR.