Civil Engineer Salary & Benefits Breakdown Philippines (2026)
Plans, designs, and oversees construction of infrastructure projects like roads, bridges, and buildings.
Typical monthly salary range: ₱20,000 – ₱55,000
Monthly Net Pay by Experience Level
Entry-Level ₱20,000/mo
Net Pay ₱18,300.00
SSS -₱1,000.00
PhilHealth -₱500.00
Pag-IBIG -₱200.00
Tax Exempt
Mid-Level ₱32,000/mo
Net Pay ₱28,114.95
SSS -₱1,600.00
PhilHealth -₱800.00
Pag-IBIG -₱200.00
Tax -₱1,285.05
Senior-Level ₱55,000/mo
Net Pay ₱46,131.60
SSS -₱1,750.00
PhilHealth -₱1,375.00
Pag-IBIG -₱200.00
Tax -₱5,543.40
Side-by-Side Comparison
| Item | Entry-Level | Mid-Level | Senior-Level |
|---|---|---|---|
| Gross Salary | ₱20,000.00 | ₱32,000.00 | ₱55,000.00 |
| SSS (Employee) | ₱1,000.00 | ₱1,600.00 | ₱1,750.00 |
| SSS MSC Bracket | ₱20,000 | ₱32,000 | ₱35,000 |
| PhilHealth (Employee) | ₱500.00 | ₱800.00 | ₱1,375.00 |
| Pag-IBIG (Employee) | ₱200.00 | ₱200.00 | ₱200.00 |
| Withholding Tax | Exempt | ₱1,285.05 | ₱5,543.40 |
| Total Deductions | ₱1,700.00 | ₱3,885.05 | ₱8,868.40 |
| Net Take-Home Pay | ₱18,300.00 | ₱28,114.95 | ₱46,131.60 |
| Employer Total Cost | ₱22,730.00 | ₱36,230.00 | ₱60,105.00 |
| Annual Net Pay | ₱219,600.00 | ₱337,379.40 | ₱553,579.20 |
| 13th Month Pay | ₱20,000.00 | ₱32,000.00 | ₱55,000.00 |
Detailed Breakdown: Civil Engineer at ₱32,000/month
Here is the full deductions breakdown for the median Civil Engineer salary of ₱32,000.00 per month:
Gross Monthly Salary ₱32,000.00
SSS Contribution
MSC ₱32,000 · 5% employee share - ₱1,600.00
PhilHealth Contribution
5% of ₱32,000.00 · 50% employee share - ₱800.00
Pag-IBIG Contribution
2.0% of salary (max P5,000 base) - ₱200.00
Taxable Income ₱29,400.00
Withholding Tax
15% bracket - ₱1,285.05
Net Take-Home Pay ₱28,114.95
Annual Earnings Summary
Annual projections for each experience level, including the mandatory 13th month pay:
Entry-Level
Annual Net ₱219,600
13th Month ₱20,000
Total Annual ₱239,600
Mid-Level
Annual Net ₱337,379
13th Month ₱32,000
Total Annual ₱369,379
Senior-Level
Annual Net ₱553,579
13th Month ₱55,000
Total Annual ₱608,579
Frequently Asked Questions
How much does a Civil Engineer earn in the Philippines in 2026?
A Civil Engineer in the Philippines typically earns between ₱20,000 and ₱55,000 per month, with a median salary of around ₱32,000. Actual pay varies by experience, location, and company size.
What is the net take-home pay for a Civil Engineer?
After SSS, PhilHealth, Pag-IBIG, and withholding tax deductions, a Civil Engineer takes home approximately ₱18,300.00 (entry-level) to ₱46,131.60 (senior-level) per month.
How much SSS contribution does a Civil Engineer pay?
Based on the 2026 SSS contribution table, a Civil Engineer pays between ₱1,000.00 (at ₱20,000 salary, MSC ₱20,000) and ₱1,750.00 (at ₱55,000 salary, MSC ₱35,000) per month.
Is a Civil Engineer salary taxable in the Philippines?
At the entry-level salary of ₱20,000, a Civil Engineer is tax exempt under the TRAIN Law. At the mid-level salary of ₱32,000, the monthly tax is ₱1,285.05.
What is the total employer cost for hiring a Civil Engineer?
The total employer cost for a Civil Engineer ranges from ₱22,730.00 (entry-level at ₱20,000) to ₱60,105.00 (senior-level at ₱55,000). This includes the base salary plus employer shares of SSS, PhilHealth, Pag-IBIG, and EC contributions.
Disclaimer: Salary figures are approximate ranges based on industry surveys and job market data.
Deductions are computed using 2026 government-mandated rates. Actual compensation may vary based on location,
company, experience, and specific employment terms. Verify with official sources:
SSS,
PhilHealth,
Pag-IBIG,
BIR.