Cashier Salary & Benefits Breakdown Philippines (2026)
Operates a cash register, processes payments, and provides customer service in retail stores.
Typical monthly salary range: ₱12,000 – ₱20,000
Monthly Net Pay by Experience Level
Entry-Level ₱12,000/mo
Net Pay ₱10,900.00
SSS -₱600.00
PhilHealth -₱300.00
Pag-IBIG -₱200.00
Tax Exempt
Mid-Level ₱16,000/mo
Net Pay ₱14,600.00
SSS -₱800.00
PhilHealth -₱400.00
Pag-IBIG -₱200.00
Tax Exempt
Senior-Level ₱20,000/mo
Net Pay ₱18,300.00
SSS -₱1,000.00
PhilHealth -₱500.00
Pag-IBIG -₱200.00
Tax Exempt
Side-by-Side Comparison
| Item | Entry-Level | Mid-Level | Senior-Level |
|---|---|---|---|
| Gross Salary | ₱12,000.00 | ₱16,000.00 | ₱20,000.00 |
| SSS (Employee) | ₱600.00 | ₱800.00 | ₱1,000.00 |
| SSS MSC Bracket | ₱12,000 | ₱16,000 | ₱20,000 |
| PhilHealth (Employee) | ₱300.00 | ₱400.00 | ₱500.00 |
| Pag-IBIG (Employee) | ₱200.00 | ₱200.00 | ₱200.00 |
| Withholding Tax | Exempt | Exempt | Exempt |
| Total Deductions | ₱1,100.00 | ₱1,400.00 | ₱1,700.00 |
| Net Take-Home Pay | ₱10,900.00 | ₱14,600.00 | ₱18,300.00 |
| Employer Total Cost | ₱13,710.00 | ₱18,230.00 | ₱22,730.00 |
| Annual Net Pay | ₱130,800.00 | ₱175,200.00 | ₱219,600.00 |
| 13th Month Pay | ₱12,000.00 | ₱16,000.00 | ₱20,000.00 |
Detailed Breakdown: Cashier at ₱16,000/month
Here is the full deductions breakdown for the median Cashier salary of ₱16,000.00 per month:
Gross Monthly Salary ₱16,000.00
SSS Contribution
MSC ₱16,000 · 5% employee share - ₱800.00
PhilHealth Contribution
5% of ₱16,000.00 · 50% employee share - ₱400.00
Pag-IBIG Contribution
2.0% of salary (max P5,000 base) - ₱200.00
Taxable Income ₱14,600.00
Withholding Tax
0% (Tax Exempt) Tax Exempt
Net Take-Home Pay ₱14,600.00
Annual Earnings Summary
Annual projections for each experience level, including the mandatory 13th month pay:
Entry-Level
Annual Net ₱130,800
13th Month ₱12,000
Total Annual ₱142,800
Mid-Level
Annual Net ₱175,200
13th Month ₱16,000
Total Annual ₱191,200
Senior-Level
Annual Net ₱219,600
13th Month ₱20,000
Total Annual ₱239,600
Frequently Asked Questions
How much does a Cashier earn in the Philippines in 2026?
A Cashier in the Philippines typically earns between ₱12,000 and ₱20,000 per month, with a median salary of around ₱16,000. Actual pay varies by experience, location, and company size.
What is the net take-home pay for a Cashier?
After SSS, PhilHealth, Pag-IBIG, and withholding tax deductions, a Cashier takes home approximately ₱10,900.00 (entry-level) to ₱18,300.00 (senior-level) per month.
How much SSS contribution does a Cashier pay?
Based on the 2026 SSS contribution table, a Cashier pays between ₱600.00 (at ₱12,000 salary, MSC ₱12,000) and ₱1,000.00 (at ₱20,000 salary, MSC ₱20,000) per month.
Is a Cashier salary taxable in the Philippines?
At the entry-level salary of ₱12,000, a Cashier is tax exempt under the TRAIN Law. At the mid-level salary of ₱16,000, the monthly tax is ₱0.00.
What is the total employer cost for hiring a Cashier?
The total employer cost for a Cashier ranges from ₱13,710.00 (entry-level at ₱12,000) to ₱22,730.00 (senior-level at ₱20,000). This includes the base salary plus employer shares of SSS, PhilHealth, Pag-IBIG, and EC contributions.
Disclaimer: Salary figures are approximate ranges based on industry surveys and job market data.
Deductions are computed using 2026 government-mandated rates. Actual compensation may vary based on location,
company, experience, and specific employment terms. Verify with official sources:
SSS,
PhilHealth,
Pag-IBIG,
BIR.