Applicable period and how to use this reference

The monthly withholding schedule comes from BIR RR 11-2018, Annex E, effective January 1, 2023 onwards. The annual graduated schedule is reproduced in BIR’s return, Table 2. A calendar-year label alone is not a different tax schedule.

For the selected bracket, add its fixed base tax to the rate multiplied by income above the stated excess threshold. Do not multiply the rate by your entire income. At ₱50,000 monthly taxable compensation, the example is ₱1,875 + 20% × (₱50,000 − ₱33,333) = ₱5,208.40.

Monthly payroll withholding is not a final annual liability calculation. Annualization, exemptions and other income can change the result. The net pay calculator estimates ordinary employee deductions; it is not a business-tax or annual-return tool.

Income Tax Brackets from 2023 (TRAIN Law)

Monthly Tax Table

Monthly Taxable Income Tax Rate Base Tax Apply rate to excess over
₱0 - ₱20,833 Exempt - Not applicable
₱20,834 - ₱33,333 15.0% - ₱20,833.00
₱33,334 - ₱66,667 20.0% ₱1,875.00 ₱33,333.00
₱66,668 - ₱166,667 25.0% ₱8,541.80 ₱66,667.00
₱166,668 - ₱666,667 30.0% ₱33,541.80 ₱166,667.00
Over ₱666,668 35.0% ₱183,541.80 ₱666,667.00

Annual Tax Table

Annual Taxable Income Tax Rate Base Tax Apply rate to excess over
₱0 - ₱250,000 Exempt - Not applicable
₱250,001 - ₱400,000 15.0% - ₱250,000.00
₱400,001 - ₱800,000 20.0% ₱22,500.00 ₱400,000.00
₱800,001 - ₱2,000,000 25.0% ₱102,500.00 ₱800,000.00
₱2,000,001 - ₱8,000,000 30.0% ₱402,500.00 ₱2,000,000.00
Over ₱8,000,001 35.0% ₱2,202,500.00 ₱8,000,000.00
Note: Taxable income = Gross salary minus SSS, PhilHealth, and Pag-IBIG contributions. 13th month pay and bonuses are tax-exempt up to ₱90,000/year.

Frequently Asked Questions

What are the tax brackets?
TRAIN Law rates: 0% up to ₱250,000/year (₱20,833/month), then 15% to 35% progressively.
What is the TRAIN Law?
RA 10963 reformed Philippine income tax. Tax-exempt threshold: ₱250,000/year. Six brackets from 0% to 35%.
Are bonuses taxable?
13th month pay and bonuses are tax-exempt up to ₱90,000/year. Excess is added to taxable income.
Disclaimer: Rates shown are based on official government circulars. Always verify with SSS, PhilHealth, Pag-IBIG, or BIR.