PhilHealth Contribution Rates 2025
Philippine Health Insurance Corporation (PhilHealth) — complete rate tables and computation examples for 2025.
PhilHealth Premium Rates 2025
Premium Rate 5.0%
Income Floor ₱10,000
Income Ceiling ₱100,000
Split 50-50
Contribution Examples
| Monthly Salary | Total Premium | Employee Share | Employer Share |
|---|---|---|---|
| ₱10,000 | ₱500.00 | ₱250.00 | ₱250.00 |
| ₱20,000 | ₱1,000.00 | ₱500.00 | ₱500.00 |
| ₱30,000 | ₱1,500.00 | ₱750.00 | ₱750.00 |
| ₱50,000 | ₱2,500.00 | ₱1,250.00 | ₱1,250.00 |
| ₱75,000 | ₱3,750.00 | ₱1,875.00 | ₱1,875.00 |
| ₱100,000 | ₱5,000.00 | ₱2,500.00 | ₱2,500.00 |
Self-employed & Voluntary: Pay the full 5.0% premium (no employer share split).
Minimum monthly premium: ₱500.00.
Frequently Asked Questions
What is the PhilHealth rate for 2025?
PhilHealth premium rate is 5.0% of salary, split 50-50 between employee and employer.
What are the PhilHealth floor and ceiling for 2025?
Income floor: ₱10,000, ceiling: ₱100,000.
Max PhilHealth contribution for 2025?
Maximum monthly premium: ₱5,000.00 (₱2,500.00 each for employee and employer).
Disclaimer: Rates shown are based on official government circulars.
Always verify with SSS,
PhilHealth,
Pag-IBIG, or
BIR.