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Financial Calculators

Free tools to help you calculate contributions, deductions, and earnings. All calculations are done in your browser - we never store your data.

SSS Benefits

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SSS Contribution Calculator

Calculate your monthly SSS contribution based on your salary bracket. Shows employee share, employer share, and total contribution.

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SSS Loan Calculator

Calculate your SSS salary loan amount and monthly amortization. 8% interest rate, 24-month term, up to P70,000.

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SSS Maternity Benefit Calculator

Calculate your SSS maternity benefit based on your average monthly salary credit. Covers normal delivery, C-section, and solo parent bonus.

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SSS Sickness Benefit Calculator

Compute your SSS sickness benefit for illness or injury. Calculate daily allowance and total benefit based on your salary credit.

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SSS Pension Calculator

Estimate your monthly SSS retirement pension based on years of contributions and average salary credit.

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SSS Disability Benefit Calculator

Calculate SSS disability pension or lump sum benefit for partial or total disability.

Pag-IBIG Benefits

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Pag-IBIG MP2 Calculator

Calculate your MP2 savings growth with compound dividends. 5-year maturity, tax-free returns at ~7% annually.

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Pag-IBIG Housing Loan Calculator

Calculate your maximum Pag-IBIG housing loan amount, monthly amortization, and required income based on current interest rates.

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Pag-IBIG Multi-Purpose Loan Calculator

Estimate your Pag-IBIG MPL loanable amount and monthly amortization. Up to 90% of total savings at 10.5% annual interest.

PhilHealth

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PhilHealth Contribution Calculator

Calculate your monthly PhilHealth contribution. 5% rate with P10,000 floor and P100,000 ceiling, split 50-50.

Senior Citizen

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Senior Citizen Discount Calculator

Calculate 20% senior citizen discount plus VAT exemption for medicines, restaurants, and services under RA 9994.

Employment

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Net Pay Calculator

Calculate your take-home salary after SSS, PhilHealth, Pag-IBIG, and tax deductions. TRAIN Law rates.

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Gross to Net Calculator

Calculate the required gross salary for your desired take-home pay. Reverse salary calculator.

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13th Month Pay Calculator

Calculate your 13th month pay based on PD 851. Includes pro-rated computation. Tax-free up to P90,000.

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Overtime Pay Calculator

Calculate overtime pay for regular days, rest days, and holidays. Full Labor Code rates from 125% to 507%.

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Night Differential Calculator

Calculate night shift differential pay (10PM-6AM). 10% premium with OT and holiday combinations.

Personal Finance

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Emergency Fund Calculator

Calculate how much emergency fund you need based on your monthly expenses. 3-6 months recommended savings.

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Debt Payoff Calculator

Plan your debt-free journey. Calculate payoff time using avalanche or snowball method.

Pinoy Benefits Pinoy Benefits

Free financial calculators and guides for Filipino workers, OFWs, and employers. Helping Pinoys make informed financial decisions.

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