SSS Maternity Benefit: Complete Requirements and Claims Guide
Complete guide to SSS maternity benefits. Learn requirements, computation, documents needed, and how to file claims for normal and cesarean delivery.
SSS provides maternity benefits to qualified female members and male members whose spouse gives birth. This guide covers requirements, computation, and how to file claims.
Eligibility Requirements
For Female Members
- At least 3 monthly contributions within 12 months before delivery
- Must be a covered member at time of delivery
- Must notify SSS of pregnancy within prescribed period
For Male Members
- At least 3 monthly contributions within 12 months before spouse’s delivery
- Must be legally married to the member who gave birth
- Female spouse doesn’t need to be an SSS member
Benefit Computation
Daily Benefit Rate
Daily Rate = Average Monthly Salary Credit ÷ 30
Total Benefit by Delivery Type
| Delivery Type | Benefit Period | Calculation |
|---|---|---|
| Normal Delivery | 60 days | Daily Rate × 60 |
| Cesarean Section | 78 days | Daily Rate × 78 |
Note: Maternity benefits are paid at 100% of daily salary credit (unlike sickness benefits at 90%).
Solo Parent Additional Benefits
Solo parents receive extra benefits:
| Delivery Type | Regular Days | Solo Parent Days | Total |
|---|---|---|---|
| Normal | 60 days | +30 days | 90 days |
| Cesarean | 78 days | +30 days | 108 days |
Must present Solo Parent ID when filing claim.
Required Documents
Primary Requirements
- Maternity Reimbursement Form (MAT-1)
- Birth Certificate of the child
- SSS ID or UMID Card
- Valid government-issued ID
Additional Requirements
- Marriage Certificate (for male member claims)
- Medical Certificate (for cesarean delivery)
- Solo Parent ID (for additional benefits)
- Employer’s Certification (for employed members)
How to File Claims
Online (My.SSS Portal)
- Log in to your My.SSS account
- Go to E-Services > Maternity Benefits
- Fill out the online application form
- Upload required documents
- Submit your application
Offline (SSS Branch)
- Visit nearest SSS branch
- Get the MAT-1 Form
- Complete the form
- Submit with supporting documents
- Get acknowledgment receipt
Processing Time
| Filing Method | Processing | Payment Release |
|---|---|---|
| Online | 7-10 days | 3-5 days after approval |
| Over-the-counter | 10-15 days | 3-5 days after approval |
Filing Deadline
| Period | Deadline |
|---|---|
| Regular Filing | Within 1 year from delivery |
| Late Filing | May be accepted with valid reason |
Frequently Asked Questions
Can I claim for multiple births? Yes, for each pregnancy/delivery, provided you meet contribution requirements.
What if I have twins? The benefit amount is the same regardless of number of babies in a single delivery.
Can my husband claim if I’m not an SSS member? Yes, if he’s an SSS member and meets contribution requirements.
How long to file the claim? Within 1 year from date of delivery.
Contact SSS
| Channel | Contact |
|---|---|
| Hotline | 8920-6446 to 55 |
| Toll-free | 1-800-10-2255777 |
| Website | sss.gov.ph |
| member_relations@sss.gov.ph |
Use our SSS Maternity Calculator to estimate your benefit amount based on your average monthly salary credit.