Senior Citizen Discount Calculator: Estimate Your Annual Savings
Calculate your annual savings from senior citizen discounts on medicines, restaurants, utilities, and transportation under RA 9994.
Senior citizens in the Philippines receive substantial discounts under RA 9994. This guide explains how discounts are computed and how much you can save annually.
Discount Overview
| Discount Type | Rate | VAT Exemption |
|---|---|---|
| Medicines | 20% | Yes (12%) |
| Medical Services | 20% | Yes (12%) |
| Restaurants | 20% | Yes (12%) |
| Transportation | 20% | No |
| Utilities | 5% | No |
| Basic Necessities | 5% | No |
How 20% + VAT Exemption Works
For items with 20% discount + VAT exemption, your effective savings is higher:
Example: P1,000 Medicine Purchase
| Calculation | Amount |
|---|---|
| Original Price | P1,000.00 |
| Less: 20% Discount | P200.00 |
| Less: 12% VAT | P120.00 |
| Your Price | P680.00 |
| Total Savings | P320.00 (32%) |
Where Discounts Apply
20% + VAT Exemption
| Category | Examples |
|---|---|
| Medicines | All pharmaceutical products |
| Medical Services | Consultations, lab tests, hospital fees |
| Restaurants | Meals and beverages |
| Hotels | Accommodation charges |
| Entertainment | Movies, concerts, theaters |
| Recreation | Sports facilities, parks |
5% Discount Only
| Category | Limit |
|---|---|
| Utilities (water, electricity) | Monthly bill |
| Basic Necessities | P1,300/week |
| Telecommunications | Monthly bill |
Estimated Annual Savings
Conservative Estimate
| Expense Category | Monthly | Annual Savings |
|---|---|---|
| Medicines | P2,000 | P7,680 |
| Restaurant meals | P1,000 | P3,840 |
| Utilities | P3,000 | P1,800 |
| Transportation | P500 | P1,200 |
| Total | P14,520 |
Higher Spending Estimate
| Expense Category | Monthly | Annual Savings |
|---|---|---|
| Medicines | P5,000 | P19,200 |
| Restaurant meals | P3,000 | P11,520 |
| Medical services | P2,000 | P7,680 |
| Utilities | P5,000 | P3,000 |
| Transportation | P1,000 | P2,400 |
| Total | P43,800 |
How to Claim Discounts
Requirements
- Present your Senior Citizen ID
- Or valid government ID showing you’re 60+
- For purchases over P500, sign the establishment’s logbook
Valid IDs
- OSCA-issued Senior Citizen ID
- Philippine Passport
- Driver’s License
- PRC ID
- Any government ID with birthdate
Common Questions
Is the discount applied before or after VAT? The 20% discount is on the original price, and VAT exemption is separate.
Can I use promotional discounts with senior discount? You can choose the higher discount, not both together.
Do all restaurants give discounts? Yes, all food establishments are required by law.
What if a store refuses the discount? Report to DTI at 1-384 or OSCA in your municipality.
Non-Discounted Items
The following are typically NOT covered:
- Alcoholic beverages
- Tobacco products
- Luxury items
- Raw food items at groceries (except basic necessities)
Legal Basis
- RA 7432 (1992) - Original Senior Citizens Act
- RA 9257 (2003) - First Amendment
- RA 9994 (2010) - Expanded Senior Citizens Act
- RA 11916 (2022) - Increased social pension
Use our Senior Citizen Discount Calculator to estimate your annual savings based on your typical spending patterns.