How to Check SSS Contribution Online 2026: View Your Records in My.SSS
Learn how to check your SSS contribution online in 2026. Step-by-step guide for My.SSS portal and mobile app. Verify employer remittances and track records.
Keeping track of your SSS contributions is essential to ensure you’re on track for benefits and loans. Whether you’re an employee, self-employed, OFW, or voluntary member, this guide will show you how to check your SSS contribution online in just a few minutes—no need to visit an SSS branch.
Why Check Your SSS Contributions Regularly?
Monitoring your SSS contributions is important for several reasons:
- Verify employer remittance – Ensure your employer is deducting and remitting contributions on time
- Check benefit eligibility – Many benefits require a minimum number of contributions (e.g., 120 for retirement pension, 36 for sickness benefit)
- Loan qualification – SSS loans require specific contribution requirements
- Identify discrepancies – Catch errors or missing payments early before they affect your claims
- Plan for retirement – Track your progress toward the 120-month requirement for pension
- Verify payment posting – Confirm that your self-remitted contributions are properly recorded
Method 1: Check via My.SSS Portal (Computer/Laptop)
The My.SSS portal is the most comprehensive way to view your contribution records.
Prerequisites
- SSS Number
- Registered My.SSS account
- Internet connection
Step-by-Step Guide
Step 1: Go to the SSS Website
Open your web browser and go to www.sss.gov.ph
Step 2: Access the Member Portal
On the homepage, look for the portal section on the right side. Click “MEMBER” to access the My.SSS portal.
Step 3: Log In to Your Account
Enter your:
- User ID – The username you created during registration
- Password – Your account password
Click “Sign In”
Forgot your credentials? Click “Forgot User ID or Password” to recover your account.
Step 4: Navigate to Contributions
Once logged in, go to:
- Click “INQUIRY” in the menu
- Select “Contributions” or “Actual Premiums”
Step 5: View Your Contribution Record
You’ll see a table showing all your contributions from the start of your SSS membership to the present. The table includes:
| Column | What It Shows |
|---|---|
| Applicable Month | The month the contribution covers |
| SBR No. | Savings Bond Reference Number (payment reference) |
| Date Paid/Remitted | When the payment was made |
| Employer ID | Your employer’s SSS number (if employed) |
| SS | Regular Social Security contribution amount |
| EC | Employees’ Compensation contribution (if applicable) |
| Total | Total contribution for that month |
Different Tabs in Contribution Inquiry
| Tab | Purpose |
|---|---|
| Monthly Contributions | Overview of all monthly contributions |
| SE/VM Contributions | Detailed view for self-employed/voluntary payments |
| Flexi-Fund | OFW savings under Flexi-Fund program |
| WISP/WISP Plus | Workers’ Investment and Savings Program contributions |
| MySSS Pension Booster | Mandatory Provident Fund (MPF) for MSC above ₱20,000 |
Method 2: Check via SSS Mobile App
The SSS Mobile App offers a convenient way to check contributions on your smartphone.
Download the App
- Android: Google Play Store
- iOS: Apple App Store
Step-by-Step Guide
Step 1: Open the SSS Mobile App
Launch the app on your smartphone.
Step 2: Log In
Enter your My.SSS credentials (same as the web portal):
- User ID
- Password
Step 3: View Dashboard
On the main page, you’ll immediately see:
- Your name and SS Number
- Total number of contributions
- Last posted contribution
Step 4: Check Detailed Contributions
Tap on “Contributions” or the corresponding tab to view:
- Monthly contribution breakdown
- Posted and unposted contributions
- Employer information
Features Available on Mobile App
- View contribution history
- Generate Payment Reference Number (PRN)
- Check loan balance
- File benefit claims
- Update personal information
Method 3: Check via Text (SMS)
You can also check basic SSS information via text message.
How to Use Text-SSS:
Send a text message to 2600 with the format:
SSS <space> INFO <space> <Your 10-digit SS Number>
Example:
SSS INFO 1234567890
Note: This service provides basic member information. For detailed contribution records, use the My.SSS portal or mobile app.
Understanding Your Contribution Record
Key Terms Explained
| Term | Meaning |
|---|---|
| MSC (Monthly Salary Credit) | The salary bracket used to compute your contribution |
| Posted Contribution | Payment successfully recorded in SSS system |
| Unposted Contribution | Payment received but not yet processed |
| Credited Years of Service (CYS) | Total years of contribution (for pension computation) |
| AMSC (Average Monthly Salary Credit) | Average MSC used to compute benefits |
Contribution Status
| Status | What It Means |
|---|---|
| ✅ Posted | Contribution is recorded and counts toward benefits |
| ⏳ Processing | Payment received, awaiting posting (usually 3-5 days) |
| ❌ Not Posted | Payment not recorded; follow up required |
Sample Contribution Record
| Applicable Month | Date Paid | Employer | SS | EC | Total |
|---|---|---|---|---|---|
| Jan 2026 | Feb 15, 2026 | ABC Company | ₱1,350 | ₱30 | ₱1,380 |
| Dec 2025 | Jan 10, 2026 | ABC Company | ₱1,350 | ₱30 | ₱1,380 |
| Nov 2025 | Dec 15, 2025 | ABC Company | ₱1,350 | ₱30 | ₱1,380 |
What to Do If Contributions Are Missing
If You’re an Employee
Step 1: Check with your HR/Payroll Department
Ask your employer to verify:
- Was the contribution deducted from your salary?
- Was it remitted to SSS?
- What is the reference number?
Step 2: Wait for Posting
Contributions may take 3-5 working days to post after payment.
Step 3: File a Complaint if Unresolved
If your employer failed to remit contributions:
- Document the discrepancy – Screenshot your contribution record
- Gather evidence – Payslips showing SSS deductions
- Report to SSS – File a complaint at any SSS branch or email usssaptayo@sss.gov.ph
- DOLE complaint – For persistent violations, file with the Department of Labor and Employment
Employer Penalties: Failure to remit SSS contributions is punishable by fines of ₱5,000 to ₱20,000 and/or imprisonment of 6 to 12 years.
If You’re Self-Employed/Voluntary/OFW
Step 1: Check Your Payment Receipt
Verify the payment was completed successfully with correct details.
Step 2: Wait for Processing
Self-remitted payments may take up to 3 working days to post.
Step 3: Contact SSS
If payment is not posted after a week:
- Email: PRNHelpLine@sss.gov.ph
- Call: SSS Hotline 1455
- Visit: Any SSS branch
Step 4: File Contribution Reconciliation Request
If there’s a persistent discrepancy, submit a Contribution Reconciliation Request at your nearest SSS branch with:
- Payment receipts
- Valid ID
- Filled-out request form
How Many Contributions Do You Need?
Here’s a quick reference for contribution requirements:
| Benefit/Loan | Minimum Contributions |
|---|---|
| Retirement Pension | 120 months |
| Death/Disability Pension | 36 months |
| Sickness Benefit | 3 months in last 12 months |
| Maternity Benefit | 3 months in last 12 months |
| Unemployment Benefit | 36 months (12 in last 18 months) |
| Funeral Benefit | At least 1 month |
| Salary Loan | 36 months (6 in last 12 months) |
| Calamity Loan | 36 months (6 in last 12 months) |
Tips for Managing Your Contributions
- Check regularly – Review your contributions at least every 3-6 months
- Keep records – Save copies of payslips and payment receipts
- Update contact info – Ensure SSS has your current email and phone number
- Secure your account – Use a strong password and avoid public Wi-Fi when accessing My.SSS
- Report issues immediately – Don’t wait for discrepancies to pile up
- Know your rights – Employers are legally required to remit contributions
How to Register for My.SSS (If You Don’t Have an Account)
Step 1: Go to member.sss.gov.ph
Step 2: Click “Register”
Step 3: Fill out the registration form:
- SS Number
- Personal information (name, birthdate, email)
- Create User ID and password
Step 4: Check your email for verification link
Step 5: Click the activation link to complete registration
Step 6: Log in to your new account
Frequently Asked Questions (FAQs)
1. How often should I check my SSS contributions?
Check your contributions at least once every 3-6 months. If you recently changed jobs or started paying as self-employed/voluntary, check monthly until you see consistent posting. This helps catch any discrepancies early.
2. Why are my contributions not showing even though my employer deducted them?
Several reasons could cause this: the employer may not have remitted the contribution yet, there might be a posting delay (3-5 working days), or there could be an error in remittance. First, wait a few days. If still not posted after 2 weeks, contact your HR department. If unresolved, file a complaint with SSS.
3. Can I see contributions from all my previous employers?
Yes. Your contribution record shows all posted contributions regardless of employer. Each entry shows the Employer ID, so you can identify which employer made each remittance. Your entire contribution history is consolidated in one record.
4. How do I know if I qualify for a retirement pension?
To qualify for a retirement pension, you need 120 monthly contributions (10 years). Check your contribution record in My.SSS—the total number of posted contributions is displayed. You also need to be at least 60 years old (optional retirement) or 65 years old (compulsory retirement).
5. What if I paid my contribution but used the wrong PRN or amount?
Contact SSS immediately. Email PRNHelpLine@sss.gov.ph or visit an SSS branch with your payment receipt. They can help reconcile the payment and apply it to the correct period. Do not make another payment until the first one is resolved.
Sources
- My.SSS Portal
- SSS Official Website
- SSS Mobile App
- SSS Circular on Real-Time Processing of Contributions
Last Updated: December 2025
This guide is for informational purposes only. For specific concerns about your contributions, please contact SSS directly at their hotline 1455 or email usssaptayo@sss.gov.ph.