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Disclaimer

Last updated: December 2025

Important: Pinoy Benefits is not affiliated with, endorsed by, or connected to the Social Security System (SSS), Pag-IBIG Fund (HDMF), PhilHealth, Bureau of Internal Revenue (BIR), or any other Philippine government agency.

General Information Only

The information provided on Pinoy Benefits (pinoybenefits.com) is for general informational and educational purposes only. It should not be considered as:

  • Professional financial advice
  • Legal advice
  • Tax advice
  • Official government information

Calculator Estimates

Our calculators provide estimates only based on publicly available contribution tables and tax brackets. These estimates may differ from your actual contributions due to:

  • Recent changes in government regulations not yet reflected in our tools
  • Special circumstances applicable to your employment situation
  • Employer-specific policies or arrangements
  • Rounding differences in calculation methods
  • Regional variations or special programs

Always verify your actual contributions with your employer's payroll department or directly with the relevant government agency (SSS, Pag-IBIG, PhilHealth, BIR).

No Professional Relationship

Use of this website does not create any professional relationship between you and Pinoy Benefits. We are not your financial advisor, accountant, lawyer, or tax consultant.

For specific advice regarding your personal financial situation, please consult with a qualified professional.

Accuracy and Updates

While we strive to keep information current and accurate:

  • We cannot guarantee that all information is up-to-date at all times
  • Government rates and regulations change periodically
  • There may be delays between official changes and updates to our tools
  • Errors may occur despite our best efforts

We recommend checking the official websites of SSS (sss.gov.ph), Pag-IBIG (pagibigfund.gov.ph), and PhilHealth (philhealth.gov.ph) for the most current information.

No Liability

Pinoy Benefits, its owners, operators, and contributors shall not be held liable for:

  • Any errors or omissions in the content
  • Any actions taken based on calculator results
  • Any financial losses or damages arising from use of this website
  • Any decisions made based on information found on this website

External Links

This website may contain links to external websites for your convenience. We do not endorse and are not responsible for the content of any linked websites.

Your Responsibility

By using this website, you acknowledge and agree that:

  • You are responsible for verifying all information before making decisions
  • You will consult appropriate professionals for personalized advice
  • You will check official government sources for authoritative information
  • You use this website and its tools at your own risk

Contact

If you believe any information on our website is inaccurate or outdated, please let us know so we can correct it:

Email: feedback@pinoybenefits.com

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