SSS Maternity Benefit Calculator 2025-2026
Calculate your SSS maternity benefit for normal or C-section delivery. Free 2025 calculator with solo parent bonus and complete filing guide.
Last updated:
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Based on your contributions in the 12 months before delivery (₱5,000 - ₱35,000)
Solo parents receive extra benefit days under RA 11210
How SSS Maternity Benefits Work
The Social Security System (SSS) provides maternity benefits to qualified female members and male members whose spouse gives birth. The benefit is a daily cash allowance paid as a lump sum to help cover expenses during the maternity leave period.
100% Benefit Rate: Unlike SSS sickness benefits (which pay 90%), maternity benefits are
paid at 100% of your average daily salary credit with no waiting period.
Maternity Benefit Days by Delivery Type
| Delivery Type | Regular Members | Solo Parents |
|---|---|---|
| Normal Delivery | 60 days | 75 days |
| Caesarean Section | 78 days | 93 days |
| Miscarriage / Emergency Termination | 60 days | 75 days |
Eligibility Requirements
For Female Members
- At least 3 monthly contributions within the 12-month period before the semester of delivery
- Must be a covered member at the time of delivery
- Must notify SSS of pregnancy within prescribed period
For Male Members (Spouse Benefits)
- At least 3 monthly contributions within the 12-month period before the semester of spouse's delivery
- Must be legally married to the mother
- The female spouse doesn't need to be an SSS member
Required Documents
Primary Requirements
- Maternity Reimbursement Form (MAT-1)
- Birth Certificate of the child (PSA or Local Civil Registrar)
- SSS ID or UMID Card
- Valid government-issued ID
Additional Requirements
- Marriage Certificate (for male member claims)
- Medical Certificate (for caesarean delivery)
- Solo Parent ID (for additional solo parent benefits)
- Employer's Certification (for employed members)
How to File Your Claim
Online Filing (My.SSS Portal)
- Log in to your My.SSS account
- Go to E-Services → Maternity Benefits
- Fill out the online application form
- Upload required documents
- Submit your application
Offline Filing
- Visit your nearest SSS branch
- Get the MAT-1 Form (Maternity Reimbursement)
- Complete the form with required information
- Submit with supporting documents
- Get your acknowledgment receipt
Contact SSS
- SSS Hotline: 8920-6446 to 55
- Toll-free: 1-800-10-2255777
- Website: sss.gov.ph
- Email: member_relations@sss.gov.ph
Frequently Asked Questions
How much is the SSS maternity benefit for 2025?
Your SSS maternity benefit is calculated as 100% of your Average Daily Salary Credit × number of benefit days. For normal delivery, you get 60 days of benefits. For caesarean section, you get 78 days. Solo parents receive an additional 15 days.
What are the requirements to qualify for SSS maternity benefits?
You must have at least 3 monthly contributions within the 12-month period immediately before the semester of delivery. For married women, contributions from either spouse can be counted. You must also notify SSS of your pregnancy and be a covered member at the time of delivery.
How long does SSS maternity benefit processing take?
Online applications through My.SSS typically take 7-10 business days to process. Over-the-counter applications at SSS branches may take 10-15 business days. Payment is released within 3-5 business days after approval.
Can my husband claim SSS maternity benefits?
Yes, male SSS members can claim maternity benefits for their legally married spouse's childbirth, even if the spouse is not an SSS member. The husband must have at least 3 monthly contributions within the 12-month period before the semester of delivery.
What is the deadline to file SSS maternity benefit claims?
You have 1 year from the date of delivery to file your maternity benefit claim. Late filing may be accepted with valid reason and additional documentation requirements.