About Pinoy Benefits

Free financial tools and guides built for Filipino workers

Our Mission

Pinoy Benefits was created with one goal: to make government benefit calculations simple and accessible for every Filipino. Whether you're an employee, an OFW, a voluntary member, or an employer, you deserve free tools that help you understand your SSS, Pag-IBIG, and PhilHealth contributions without the confusion.

We believe that financial literacy starts with understanding your own benefits. Our calculators and guides are designed to give you clear, accurate estimates so you can plan your finances with confidence.

What We Offer

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Financial Calculators

Free calculators for SSS contributions, Pag-IBIG loans, PhilHealth premiums, net pay, 13th month pay, overtime, and more. All updated with the latest 2026 rates from official government sources.

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In-Depth Guides

Step-by-step guides on topics like how to apply for SSS or Pag-IBIG membership, how to file benefit claims, and how to check your contributions online. Written in clear, easy-to-follow language.

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Career Tools

Resume builder, cover letter generator, and resignation letter templates designed specifically for Filipino professionals.

Our Editorial Standards

We take accuracy seriously. Every calculator and guide on Pinoy Benefits follows strict editorial standards:

  • Official sources only: All rates, tables, and regulations are sourced directly from official government websites — SSS, Pag-IBIG Fund, PhilHealth, and the BIR.
  • Regular updates: We monitor government circulars and announcements to keep our tools current whenever rates or policies change.
  • Cross-verification: All figures are cross-checked against multiple official documents before being published.
  • Transparency: Every calculator page includes the specific circular or regulation it is based on, so you can verify the information yourself.

Privacy First

All calculations are performed directly in your browser. We do not collect, store, or transmit your salary, personal information, or calculation results to any server. Your financial data stays on your device.

For more details, see our Privacy Policy.

Important Disclaimer

Pinoy Benefits is not affiliated with, endorsed by, or connected to the Social Security System (SSS), Pag-IBIG Fund (HDMF), PhilHealth, Bureau of Internal Revenue (BIR), or any other Philippine government agency. Our tools provide estimates for informational purposes only. Always verify with the relevant government agency for official computations.

Read our full Disclaimer for more information.

Get in Touch

Found incorrect information? Have a suggestion for a new calculator or guide? We'd love to hear from you.

Contact Us